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In a word, no. Absolutely not. So then why such a misconception for a loan that is nothing more than a strategy for someone within a certain age group? Well, if you dig deep enough and long enough you can always find something bad about anything. That’s just a fact of life. And for every one […]
By now you’ve probably heard about and have been reading up on Fannie Mae’s Homestyle Renovation Loan program. It’s a nifty little mini-construction loan. Released late in 2014 it was Fannie Mae’s answer to the FHA 203K loan – only it’s easier. Trust me I’ve done them and what a refreshing comparison. The Homestyle doesn’t […]
What are closing costs? What are prepaids? Almost every borrower I speak with during the initial stages of buying a home or refinancing ask what their closing costs are going to be. When they ask this, I know they are really asking what their bottom line is. Most people are not familiar with the technicalities […]
To Pay or Not To Pay…. That is the question. Hey, none of us WANT to pay FHA’s monthly mortgage insurance as part of our mortgage payment. But we have to pay to play right? Well, since FHA is so attractive in that it allows first time home buyers or those who have not owned […]
Have you heard of the Fannie Mae Homestyle Renovation Loan? If you haven’t yet, you will. With Fannie Mae winding down the Homepath and Homepath Renovation Loan on October 6, 2014, they now will rival with FHA’s 203K. The Homestyle is a cool little hybrid construction loan if you will. With the Credit Crunch and […]
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