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What are closing costs? What are prepaids? Almost every borrower I speak with during the initial stages of buying a home or refinancing ask what their closing costs are going to be. When they ask this, I know they are really asking what their bottom line is. Most people are not familiar with the technicalities […]
Over the last twelve years I’ve had many a discussion with both the seasoned home buyer as well as the first time home buyer. More often than not it comes down to the borrower’s (buyer’s) perception of what it takes in their mind to become approved for a home loan. Because there is constant movement […]
Have you heard of the Fannie Mae Homestyle Renovation Loan? If you haven’t yet, you will. With Fannie Mae winding down the Homepath and Homepath Renovation Loan on October 6, 2014, they now will rival with FHA’s 203K. The Homestyle is a cool little hybrid construction loan if you will. With the Credit Crunch and […]
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