When I see a company that “specializes” in Credit Repair I cringe.  It’s painful to see those who promote their credit repair specialties and it makes me wonder, “Who’s buying into the snake oil and pixie dust we call credit repair?”  Well, a lot of people actually.  As a mortgage consultant who has lived through […]

HomeStyle Renovation Loan – Before & After The value in the HomeStyle Renovation Loan is taking ANY house in the right location and turning it into the house you will LOVE.  Watch one episode of Fixer Upper with Chip and Joanna Gaines http://tinyurl.com/ovnmj8v and you will see the value as a buyer or current homeowner.  And if […]

What are closing costs? What are prepaids? Almost every borrower I speak with during the initial stages of buying a home or refinancing ask what their closing costs are going to be. When they ask this, I know they are really asking what their bottom line is. Most people are not familiar with the technicalities […]