In an ever changing world of technology it’s no secret just how fast you can and will get your information.  Depending on your level of interest, the answers to your inquiries are just a type, click and search away.  The constant evolution of social media has been and continues to progress each passing year.  So it’s […]

When I see a company that “specializes” in Credit Repair I cringe.  It’s painful to see those who promote their credit repair specialties and it makes me wonder, “Who’s buying into the snake oil and pixie dust we call credit repair?”  Well, a lot of people actually.  As a mortgage consultant who has lived through […]

Are you wanting to get approved for a home loan but didn’t know how?  I’ll discuss how YOU can buy a home, Right Now! Many future homeowners I’ve had the pleasure to meet are often confused about how to get approved for a home loan and don’t know quite where to start.  They may not […]

HomeStyle Renovation Loan – Before & After The value in the HomeStyle Renovation Loan is taking ANY house in the right location and turning it into the house you will LOVE.  Watch one episode of Fixer Upper with Chip and Joanna Gaines http://tinyurl.com/ovnmj8v and you will see the value as a buyer or current homeowner.  And if […]

By now you’ve probably heard about and have been reading up on Fannie Mae’s Homestyle Renovation Loan program. It’s a nifty little mini-construction loan. Released late in 2014 it was Fannie Mae’s answer to the FHA 203K loan – only it’s easier. Trust me I’ve done them and what a refreshing comparison. The Homestyle doesn’t […]

What are closing costs? What are prepaids? Almost every borrower I speak with during the initial stages of buying a home or refinancing ask what their closing costs are going to be. When they ask this, I know they are really asking what their bottom line is. Most people are not familiar with the technicalities […]

Most people think that a reverse mortgage is scary or way too complex to venture into. That is just simply not the case. In fact, it is much easier to get approved for a reverse mortgage than a forward traditional mortgage. There are just a few things that you even need to consider to see […]

Over the last twelve years I’ve had many a discussion with both the seasoned home buyer as well as the first time home buyer. More often than not it comes down to the borrower’s (buyer’s) perception of what it takes in their mind to become approved for a home loan. Because there is constant movement […]

I recently read an article in the Tampa Bay Times. Although it was posted on May 30, 2014, I stumbled across it on a mortgage news daily post. Being in the Tampa Bay market myself and having a small, yet efficient mortgage consultant company, I felt compelled to blog about this ever interesting topic. With […]

When working with borrowers in the mortgage industry, it’s always interesting and exciting to meet all kinds of different people. None are more enjoyable than a first time home buyer in our experience. Jenna came to us via Jackie Hillman with ReMax Bay to Bay, with offices located in South Tampa. Jenna had never owned […]