In an ever changing world of technology it’s no secret just how fast you can and will get your information.  Depending on your level of interest, the answers to your inquiries are just a type, click and search away.  The constant evolution of social media has been and continues to progress each passing year.  So it’s […]

When I see a company that “specializes” in Credit Repair I cringe.  It’s painful to see those who promote their credit repair specialties and it makes me wonder, “Who’s buying into the snake oil and pixie dust we call credit repair?”  Well, a lot of people actually.  As a mortgage consultant who has lived through […]

Are you wanting to get approved for a home loan but didn’t know how?  I’ll discuss how YOU can buy a home, Right Now! Many future homeowners I’ve had the pleasure to meet are often confused about how to get approved for a home loan and don’t know quite where to start.  They may not […]

If you’re a self-employed future homeowner or already own a home and looking to refinance, then you’ll want to watch this video. Too many times I hear from frustrated buyers or current homeowners who think OR have been told rather, that they can’t get approved for a home loan because they do not have two […]

HomeStyle Renovation Loan – Before & After The value in the HomeStyle Renovation Loan is taking ANY house in the right location and turning it into the house you will LOVE.  Watch one episode of Fixer Upper with Chip and Joanna Gaines http://tinyurl.com/ovnmj8v and you will see the value as a buyer or current homeowner.  And if […]

By now you’ve probably heard about and have been reading up on Fannie Mae’s Homestyle Renovation Loan program. It’s a nifty little mini-construction loan. Released late in 2014 it was Fannie Mae’s answer to the FHA 203K loan – only it’s easier. Trust me I’ve done them and what a refreshing comparison. The Homestyle doesn’t […]

What are closing costs? What are prepaids? Almost every borrower I speak with during the initial stages of buying a home or refinancing ask what their closing costs are going to be. When they ask this, I know they are really asking what their bottom line is. Most people are not familiar with the technicalities […]

Did you know that you can also use a reverse mortgage to purchase a home? It’s not just for those who are at least 62 years old and currently own a home. So why would someone want to use a reverse mortgage to buy a home? Well there could be any number of reasons. One […]

Most people think that a reverse mortgage is scary or way too complex to venture into. That is just simply not the case. In fact, it is much easier to get approved for a reverse mortgage than a forward traditional mortgage. There are just a few things that you even need to consider to see […]

There are a lot of misconceptions out there in the mortgage industry. One of those misconceptions is, “I need at least 20% for my down payment.” Most people do not think home ownership is possible outside of FHA, going the conventional route. But what if I told you I am getting borrowers approved all the […]